Services

Coverage, simplified.

Whether you're picking your first Medicare plan, shopping ACA for your family, or evaluating benefits for your team, here's how I can help.

Medicare

Turning 65 or already enrolled? I'll walk you through Original Medicare, Medigap, Advantage, and Part D — and review your plan every year so you don't overpay.

  • · Initial enrollment guidance
  • · Annual Election Period (Oct 15 – Dec 7) plan reviews
  • · Medigap, Medicare Advantage, and Part D comparisons
  • · In-home, CMS-compliant presentations

ACA Marketplace

If you're under 65 and shopping for individual or family health coverage, I'll help you compare plans, estimate subsidies, and enroll on HealthSherpa.

  • · Open Enrollment and Special Enrollment support
  • · Subsidy and premium tax-credit guidance
  • · Network and prescription checks
  • · Help with claims and renewals

Short-Term Medical Insurance

Short-term medical plans are temporary health insurance policies designed to fill short coverage gaps, such as between jobs, missing open enrollment, or waiting for Medicare benefits to take effect. They are best viewed as a stopgap, not a long-term replacement for comprehensive health insurance.

  • · Temporary coverage for gaps between jobs or waiting periods
  • · Lower monthly premiums and quick enrollment
  • · Not ACA-compliant and may exclude pre-existing conditions
  • · Best used as a stopgap, not long-term coverage

Medi-Share

A Christian health care sharing ministry where members share each other's eligible medical bills. It's a faith-based alternative to traditional health insurance for those who align with the statement of faith and are looking for more affordable, community-driven care.

  • · Faith-based medical bill sharing among members
  • · Affordable monthly share amounts compared to traditional insurance
  • · Alternative to health insurance for qualifying individuals and families
  • · Access to a nationwide network of providers

Term, whole, and guaranteed-issue policies, written to match a real goal — protecting a family, covering a mortgage, leaving a legacy.

  • · Term life from leading carriers
  • · Whole and final expense options
  • · No-exam options when needed

Small-business benefits

Group health, dental, vision, and voluntary benefits for teams of any size. I'll help you re-evaluate every year as premiums move.

  • · Group medical, dental, and vision
  • · Voluntary benefits (life, disability, accident)
  • · Annual renewal strategy
  • · Employee enrollment support
For business owners

Premiums are climbing. Let's plan, not panic.

I work with small-business owners every year to re-evaluate group plans, voluntary benefits, and long-term strategy — so your team stays covered without runaway costs.

Schedule a benefits review →
Modern small-business workspace with warm morning light
Ask a question