Plain English.
Articles on Medicare, IRMAA, ACA Marketplace, and small-business benefits — written without the jargon.
June 19, 2026 · 6 min readIRMAA: The Medicare Surcharge Nobody Told You About
She sounds like your favorite aunt. She acts like a tax. Meet IRMAA — the income-based Medicare surcharge that quietly raises your Part B and Part D premiums two years after a big income year.
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June 20, 2026 · 5 min readMedicare Parts A, B, C, D — Explained Without the Alphabet Soup
A is hospital, B is doctor, C is the bundled alternative, D is drugs. Everything else is a footnote. Here's the plain-English version of every Medicare part — and where Medigap fits in.
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June 21, 2026 · 7 min readMedicare Advantage vs. Medigap: Which One Actually Fits You?
The single biggest Medicare decision, with the sales pitch removed. Honest tradeoffs, a side-by-side comparison, and a checklist to help you pick the road that fits your life.
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June 22, 2026 · 6 min readWhen to Enroll in Medicare (Without Getting Hit by a Late Penalty)
The seven-month window. The Medigap deadline most people miss. The COBRA trap. Everything you need to know about Medicare enrollment timing — and the penalties that follow you for life if you get it wrong.
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June 23, 2026 · 6 min readDoes Medicare Cover That? Dental, Vision, Hearing, and Other Surprises
Dental. Vision. Hearing aids. Long-term care. Care abroad. The gaps people only discover at the dentist's office — and how to fill them on purpose instead of by accident.
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June 24, 2026 · 6 min readHow Much Does Medicare Actually Cost in 2026?
Real dollar amounts for Parts A, B, D, Medigap, and Advantage — plus where IRMAA fits in. A realistic monthly picture of what Medicare will actually run you in retirement.
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