Benefits your team actually values.
Group medical, dental, vision, life, and voluntary benefits — designed and re-shopped every year so your people stay covered without runaway costs.
What's on the table
Group Medical Insurance
Fully-insured group health plans from major carriers. I quote across the market, walk you through PPO vs. HMO trade-offs, and help you time renewals to your budget cycle.
Read the full guide →Group Dental & Vision
Standalone or bundled dental and vision — usually low-cost and high-perceived-value for employees, especially when medical premiums are tight.
Read the full guide →Group Life Insurance
Employer-paid basic life (often 1× salary) plus voluntary buy-up options for employees and dependents. Easy admin, meaningful protection.
Read the full guide →Voluntary Benefits
Accident, hospital, critical illness, and short-term disability — 100% employee-paid options that round out your benefits without adding to the company's spend.
Read the full guide →Annual Renewal Strategy
Every year I benchmark your renewal, model plan-design changes, and give you a real recommendation — not a rubber stamp from the incumbent carrier.
Read the full guide →Employee Enrollment Support
Live enrollment meetings (in-person or virtual), one-page benefit summaries employees actually read, and a phone number they can call all year.
Read the full guide →A predictable, low-drama process.
- 1Discovery call. 30 minutes to understand your team, budget, current benefits, and what's not working.
- 2Market analysis. I quote across carriers, model plan-design options, and put the trade-offs on one page.
- 3Enrollment. Live meetings for your team, clear summaries, and clean paperwork submitted on time.
- 4Year-round service. One point of contact for claims, adds/terms, and questions — no 800 numbers.
Common questions
What size businesses do you work with?
Everything from 2-person LLCs to companies with dozens of employees. Group medical usually requires 2+ enrolled employees; voluntary and ancillary lines are flexible.
How much does it cost to use a broker?
Nothing extra. Broker compensation is built into carrier rates whether you use a broker or not — you might as well have someone in your corner.
Can we do a mid-year change?
Sometimes. If your current renewal is bad, or you've had a major team change, we can look at moving carriers mid-cycle. Otherwise the cleanest change happens at your renewal date.
Do you handle HR compliance too?
I handle benefit-plan compliance (ERISA notices, ACA reporting basics, COBRA guidance). For full HR compliance we bring in trusted partners.